英语翻译It’s no secret that almost all aspects of the mortgage industry have undergone some level of chaos in the past few years.During all of the changes and things that have taken place,many have affected the mortgage servicing aspects of mor

英语翻译It’s no secret that almost all aspects of the mortgage industry have undergone some level of chaos in the past few years.During all of the changes and things that have taken place,many have affected the mortgage servicing aspects of mor
英语翻译
It’s no secret that almost all aspects of the mortgage industry have undergone some level of chaos in the past few years.During all of the changes and things that have taken place,many have affected the mortgage servicing aspects of mortgages,leaving homeowners confused and frustrated.Even worse,many forms of fraud have popped up,taking even the most cautious homeowners by surprise.To better understand the mortgage industry as a whole,we must first understand what mortgage servicing is and how it affects our mortgages and lenders in general.
\x05Mortgage servicing is the part of a mortgage that handles keeping track of your payments,late payments,liens,and those aspects of your mortgage.Recently,as companies have been going under,their portfolios of mortgages have been changing hands between banks.This has lead to misunderstandings and extreme difficulties for those homeowners that have gotten caught up in the improper handling of their mortgages.To set yourself up for as little problems as possible,understand what you can do and what to expect in the event your mortgage becomes transferred to another bank.
\x05First,it’s important that a mortgage transfer is nothing personal.It doesn’t relate to your credit worthiness or prior history,it’s simply a way for the bank that originally held the mortgage to make money.If this happens to you,make sure that your mortgage actually was transferred to a different bank and you did not simply receive a letter stating it was.Unfortunately,a common scam now is to send a letter to unsuspecting home owners stating that their mortgage servicing will now be handled by bank X when this never actually happened.Then,the homeowner dutifully sends a letter to bank X,allowing them to be taken advantage of.
\x05It’s also important to understand your rights when it comes to mortgage servicing.First,your loan terms cannot change.Secondly,there’s a grace period.If you accidentally sent your payment to the original bank when it should have gone to the new bank or vice versa,this grace period assures that you cannot be penalized.And finally,know that there is a complaint resolution process in case anything happens.Most mortgages have a separate method of correspondence for complaints and you do not want to include your complaint with your payment.In the end,there’s no real reason to fear a mortgage change.They are part of business and with proper due diligence and understanding,you can make sure that everything goes smoothly on your end.

英语翻译It’s no secret that almost all aspects of the mortgage industry have undergone some level of chaos in the past few years.During all of the changes and things that have taken place,many have affected the mortgage servicing aspects of mor
这已经不是什么秘密了,几乎所有方面的抵押贷款行业经历了某种程度的混乱在过去的几年里.在所有更改,并发生了的事情,许多已经影响了抵押贷款服务方面的抵押贷款,让房主困惑和沮丧.更糟糕的是,很多欺诈行为的形式出现,即便最谨慎的房主大吃一惊.为了更好地理解抵押贷款行业作为一个整体,我们必须首先理解抵押贷款服务,以及它是如何
抵押贷款服务是一个抵押贷款,部分处理追踪你的付款、延期支付、留置权,和那些方面的抵押贷款.最近,当公司已经破产的情况下,他们的住房贷款的投资组合已经换手银行之间.这已经导致误解和极端困难,这些房主,已经陷入了他们抵押贷款的处理不当.为自己设定了尽可能少的问题,明白你可以做什么来
首先,重要的是,一个抵押贷款转让个人无关.它也与你的信用或者之前的历史,这是一个简单的方式为银行原关押抵押贷款来赚钱.如果这发生在你的身上,确保你的抵押贷款实际上被转移到一个不同的银行,你并不是简单地收到一封声称是.不幸的是,一个常见的欺诈现在是寄封信到毫无戒心的房屋拥有者声称他们的抵押贷款服务现在将由银行
样重要的是,要理解你的权利当涉及到抵押贷款服务.首先,你的贷款条款不能改变.其次,有一个宽限期.如果你不小心把你的支付给原来的银行应该去新银行或亦然,免息期确保你不能被处罚.最后,知道有一个抱怨处理过程,在什么情况下发生.大多数抵押贷款都有一个单独的方法的信件投诉,

晃了一眼，说美国房贷的事情的。分太少了，懒得看。

一句一句来~自己搞不定的再拿来问好了~
这么多，才5分~
估计希望渺茫~